● 100% AI · DIGITAL AGENT

Insurance Division

Meet Janet.Your Marine Insurance Agent — cover in minutes, not weeks

The AI that protects what you own on the water and off it. Tell Janet the vessel, the value and the cruising area — she lines up the right marine, home and commercial cover in seconds.

Janet, ZipYacht AI Insurance agent

What Janet does

A specialist insurance agent, around the clock.

Quotes marine hull, machinery & liability in seconds
Covers your home and business under one roof
Spots the coverage gaps most owners miss
Walks you through a claim when it matters most

Heads up: Janet is a ZipYacht AI agent — a highly trained digital insurance specialist, not a licensed human broker. She gathers your details and lines up cover; a licensed human finalizes and binds every policy.

What we cover

Yachting first — but Janet insures your whole world.

Marine

On the water

  • Hull & machinery
  • P&I / third-party liability
  • Crew & passenger cover
  • Tenders, toys & cargo
  • Charter & fleet policies
Home

On land

  • Homeowners & high-value homes
  • Waterfront & dock property
  • Contents & valuables
  • Umbrella / excess liability
  • Second homes & rentals
Commercial

In business

  • Marine trade & boatyards
  • General & professional liability
  • Commercial property & fleet
  • Workers’ comp
  • Business interruption
See Janet in action

Ask Janet anything.

Janet

Janet · AI
● Online · Marine Insurance Agent
I just bought a 78ft motor yacht, kept in Fort Lauderdale. What do I need?
Congratulations! For a 78-footer in South Florida you’ll want hull & machinery plus solid P&I liability, and named-storm coverage matters down there. Want me to pull a quote — and should I bundle your home while we’re at it?

Protect your yacht, your home, your business.

One AI agent, every policy that matters — no phone tag, no jargon.

Chat with Janet now

JanetZipYacht Insurance · AI crew