● 100% AI · DIGITAL AGENT
Insurance Division
Meet Janet.Your Marine Insurance Agent — cover in minutes, not weeks
The AI that protects what you own on the water and off it. Tell Janet the vessel, the value and the cruising area — she lines up the right marine, home and commercial cover in seconds.

What Janet does
A specialist insurance agent, around the clock.
✓Quotes marine hull, machinery & liability in seconds
✓Covers your home and business under one roof
✓Spots the coverage gaps most owners miss
✓Walks you through a claim when it matters most
Heads up: Janet is a ZipYacht AI agent — a highly trained digital insurance specialist, not a licensed human broker. She gathers your details and lines up cover; a licensed human finalizes and binds every policy.
What we cover
Yachting first — but Janet insures your whole world.
Marine
On the water
- Hull & machinery
- P&I / third-party liability
- Crew & passenger cover
- Tenders, toys & cargo
- Charter & fleet policies
Home
On land
- Homeowners & high-value homes
- Waterfront & dock property
- Contents & valuables
- Umbrella / excess liability
- Second homes & rentals
Commercial
In business
- Marine trade & boatyards
- General & professional liability
- Commercial property & fleet
- Workers’ comp
- Business interruption
See Janet in action
Ask Janet anything.
Janet · AI
● Online · Marine Insurance Agent
● Online · Marine Insurance Agent
I just bought a 78ft motor yacht, kept in Fort Lauderdale. What do I need?
Congratulations! For a 78-footer in South Florida you’ll want hull & machinery plus solid P&I liability, and named-storm coverage matters down there. Want me to pull a quote — and should I bundle your home while we’re at it?
Protect your yacht, your home, your business.
One AI agent, every policy that matters — no phone tag, no jargon.
